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While US gambling laws are complex, the good news is that yes, you can spin online slots for real as a US player. Many casino sites licensed outside of the states welcome US players through their virtual doors. And these include the real money slot sites we list further up on this page. Our recommended casinos all hold licenses from respected gambling authorities who have been around for 20+ years, like the Malta Gambling Authority (MGA) and Curacao eGaming.

What our experts think: “Casino Tropez’s been online since 2001, but I’m impressed by how it’s staying ahead of the competition in South Africa. New games appear constantly, including Playtech’s Gladiator: Mega Cash Collect slot, which allowed me to make bets from as little as three rands. The fact that the Malta Gaming Authority accredits Casino Tropez is a sure sign that it’s one of South Africa’s safest online casinos, while auditing by Technical Systems Testing ensures all games are fair. I’d love to see a Casino Tropez app launch, but the mobile site works just fine on phones and tablets.”

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You earn R40 000 per month. You decide to invest R5 000 into a retirement annuity. SARS will not tax you on the R40 000. Instead, you only pay tax on R35 000. The contribution you made to the retirement annuity reduces your taxable income. And you pay less tax.

Retirement annuity contributions are tax deductible in South Africa. That means, you pay less tax when you invest in a retirement annuity. However, are they really worth it for everyone? If you earn R7 500 per month, do you even qualify for any tax deductions? What about if you earn R40 000 per month? What about R100 000?

Just how much tax could you save in taxes by maximizing your retirement annuity contributions? SARS allows you to invest up to 27.5% of your income (capped at R350,000 per year) and deduct it from your taxable income. This table shows the maximum tax savings you can achieve for different income levels .

The deemed cost method allows you to factor in fuel and maintenance costs only if you have paid for them entirely out of your own pocket. If your employer reimburses you for any portion of these expenses, you cannot include that component when calculating your cost per kilometer.

If you are employed and receive a travel allowance from your employer, you are able reduce your taxable income by claiming a tax deduction for the fuel you bought and maintenance costs. This quick “Travel tax deduction calculator” calculator shows you how much you can claim.

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Dein Insistieren auf Kenntnis der Wurzeln des Spiels, also Wargaming, Diplomacy & Co, kann ich gut nachvollziehen, obwohl ich da selbst weitgehend unbeleckt bin. Aber was ich von Ethos, Komplexität, Kreativität und z.T. auch Regeln mitbekommen oder selbst erlebt habe (z.B. Diplomacys gleichzeitig aufzudeckenden Aktionen), ist ganz sicherlich relevant für unser Hobby und seine Weiterentwicklung. Deine Beiträge erzeugen bei mir Neugierde und Sehnsucht. Toll, dass du nicht müde wirst, eine Auseinandersetzung mit der Thematik zu fordern–und sehr vergnüglich, wie das Gurt-System den guten alten Prince als Dramaspieler entlarvt hat. 😉 😉 😉

It’s really nonsense that Mentzer’s *Immortal Rules* require you to give up everything to become a god and start over at level 1. That’s just empty posing and has nothing to do with playable or even tested rules.

Kann ich mir aktuell nicht vorstellen. Er kommt mir sehr politisch verbohrt und gelinde gesagt rechts-tribalistisch vor, UND er macht alles zum Politikum, weswegen man das nicht ignorieren kann. Ich meine, alleine diese Proskriptionsliste, uff. Und rollenspielerisch interessiert uns/mich das alles nicht groß, was er die letzten Jahre macht.

I’m not fond of 3d6-down-the-line in B/X either, due to the combination of early and high bonuses and especially crippling penalties, but just like low hp and death at zero you can easily change that – and since house rules are common in (older versions of) D&D and easy to build into the modular system, I also see that as legitimate and not an illogical defense along the lines of „No problem, because you can change it.“

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